Effective Date: [Aug 1st 2025] | Website: https://sailcrypto.com

We are committed to protecting your privacy in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). This Policy explains how we collect, use, and disclose your personal information, and how we manage and secure data in compliance with Australian law.

1. Information We Collect

We collect:

- Identification documents (passport, driver licence)

- Contact details (name, email, phone, address)

- Transaction details (order history, wallet address, bank details)

- Device and usage data (IP address, browser type)

2. How We Collect Information

- Directly from you during onboarding

- From third-party KYC providers

- From blockchain analytics providers for transaction monitoring

3. Use of Information

We use your information to:

- Verify your identity (KYC)

- Monitor transactions for AML/CTF compliance

- Process your orders

- Communicate with you about our Service

- Improve our Service

4. Data Management & Security

We store and manage all personal information in compliance with Australian data protection laws, including the Privacy Act 1988 (Cth). We implement strict access controls, encryption, and secure storage. Personal data is only accessible to authorised personnel and is stored on secure servers located in Australia or in jurisdictions with equivalent data protection standards.

5. Disclosure of Information

We may share your information with:

- AUSTRAC or other regulators where required by law

- Our KYC and blockchain analytics providers (such as Sumsub) for identity verification and AML compliance

- Banking and payment service providers

- Legal and professional advisors

6. Cross-Border Disclosure

Some of our service providers may be located overseas (including the EU and USA). We take reasonable steps to ensure they comply with Australian privacy laws before transferring any data.

7. Your Rights

You may request access to, or correction of, your personal information. Requests should be sent to privacy@sailcrypto.com.

8. Changes to This Policy

We may update this Policy from time to time. The updated version will be posted on our website.

Company Information:

- Company Name: Sailrich Pty Ltd

- ACN: 683680435

- Registered Address: 66 Smith St, Darwin City, Northern Territory NT, Australia, 0800